Group medical benefit plans typically fall into one of two categories: self-funded or fully insured. The choice of one over the other should not be made arbitrarily. Each type carries its own set of administrative rules and legal constraints, and selecting the right funding structure for your organization requires care and planning. What is Self-Funding? […]
What items in your home are most valuable to you? Whether we're talking about pure sentimental value or the financial value of a possession, most people would consider their personal jewelry near the top of the list. Whether it's a full collection or just an engagement ring, you may not realize it's not automatically covered under a […]
