The preferred destination for your insurance needs.

Gregory & Appel’s risk management specialists have covered some of the top timeshare resorts, destination properties and community developments for over 30 years. Our approach focuses on the needs of HOAs, management companies and property owners.

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Protect your paradise.
We help you proactively identify, address, avoid and mitigate risk.
From Hawaii to Florida, G&A helps HOAs and property managers:
  • • Minimize claims
  • • Reduce premiums
  • • Improve risk management procedures
  • • Comply with CC&R documents
  • • Improve coverages
  • • Reduce overall costs
  • • Attract & maintain management contracts

Employee & personal benefits, too.

Identify and address gaps in your
employee benefits through tailored,
cost-effective risk management strategies.
Attract & retain talent with insights into
compensation and provide voluntary
benefits that set you apart.

We offer a personalized approach to private client insurance. We’ll be in your corner through it all.

Learn about our process.

Sharing our insights.

Check out at the articles below to see our thought leadership in the destination and resorts properties space.

Optimizing the Insurance 
Bid Process

How to maximize spend and secure the appropriate coverage for your properties.

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Why Are Insurance Premiums 
So High?

What factors impact the market, and how to get the most out of every dollar.

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Why Your Board Needs 
Strategic Partnerships

Learn how we can help you mitigate the risk of directors and officers claims.

Read More

Meet the team.

Terry Ford
Terry is an experienced risk management consultant specializing in enterprise risk solutions for the resort & property management industry. A former attorney, Terry has a passion for creating strong client partnerships.
Scott McGinness
Scott has supported clients in the destination properties for over three decades. His definition of risk management goes far beyond just placing coverage: he really listens to his clients, helping them pave a strategic road ahead.
Matt Stauffer
Matt is a senior risk advisor who takes pride in helping organizations improve their bottom line through tactical risk management. He provides clients with hands-on support, finding ways to lower costs & improve coverages.

Let's get in touch.

We're ready to help you make decisions in the face of risk so you can focus on what matters: helping your people and your business prosper.
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