Disclaimer & Privacy Statement

Gregory & Appel Disclosure

All Gregory & Appel email transmissions may contain information that is proprietary, privileged, and/or confidential and is intended exclusively for the person(s) to whom it is addressed. Any use, copying, retention, or disclosure by any person other than the intended recipient or the intended recipient’s designees is strictly prohibited. If you are not the intended recipient or their designee, please notify the sender immediately by return email and delete all copies.

Gregory & Appel’s content is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. Gregory & Appel is neither a law firm nor a tax advisor; information in all Gregory & Appel emails is meant to be informational and does not constitute legal or tax advice.

Privacy Statement

Gregory & Appel Insurance recognizes that the cornerstone of our success is the trust and confidence of our clients. Keeping client information protected and private has always been and will continue to be a priority for us. We protect personal information we collect about our clients by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable laws. All Gregory & Appel employees have been made aware of this internal privacy policy and are required to properly handle personal information we acquire from our clients. Third parties who have access to personal information must agree to follow appropriate standards of security and confidentiality.

Information We Collect

Gregory & Appel collects nonpublic personal information about our clients from the following sources:

  • Information we receive on applications or other forms, such as name, address, social security number, telephone number, income, and occupation.
  • Information about our client’s transactions with us and our affiliates, such as claims and payment history.
  • Information we receive from a consumer-reporting agency, such as a credit bureau.

 Information We May Disclose to Third Parties

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law. We do disclose nonpublic information to only the companies that our agency represents as is allowed by section 8(G) of Indiana Department of Insurance Rule 760 IAC 1-67.

Nonaffiliated Third Parties to Whom Disclosures May Be Made

We may disclose nonpublic personal information about our clients only to non-affiliated third parties as permitted by law.

Our Practices Regarding Information Confidentiality and Security

We restrict access to nonpublic personal information about our clients to those employees who need to know that information in order to provide products and services to our clients. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard our client’s nonpublic personal information.

Our Policy Regarding Dispute Resolution

Any controversy or claim arising out of or relating to our privacy policy, or breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the Right to Disclose Information in Unforeseen Circumstances

In connection with the potential sale or transfer of its interests, Gregory & Appel, Inc. and its affiliates reserve the right to sell or transfer our clients’ information (including but not limited to our clients’ address, name, age, sex, zip code, state and country of residency, and other information you provide through other communications) to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be Gregory & Appel’s successor in interest with regard to the maintenance and protection of the information collected; and agrees to the obligations of this privacy policy.