A healthcare organization can look calm from the waiting room. Patients check in, phones ring, clinicians move from one room to the next and the day keeps moving. But anyone who leads a healthcare organization like a hospital system knows how much is happening behind the scenes. A staffing shortage changes the rhythm of the […]
Running a resort or timeshare takes a lot of behind-the-scenes work. Guests may only see the finished experience, but boards and property leaders are thinking about everything it takes to protect the property, support the team, and keep operations moving. Insurance is a big part of that, but it can be hard to know what […]
While many people think of cyber risk as a business issue, affluent families are often targets because of their personal, financial, and lifestyle information connected to their accounts and devices. Unfortunately, a cyber incident can affect far more than a laptop or email account. It can disrupt access to financial records, expose private information, trigger fraudulent transfers, or create expensive […]
Think of captive insurance as moving from "renting" your insurance to "owning" it. Instead of sending premiums to a traditional carrier, you’re basically building your own in-house insurance company. It gives you the driver's seat when it comes to coverage and costs, but like owning any business, it comes with a few extra responsibilities you’ll […]
A captive insurance company is formed to insure the risks of its parent company or a group of related businesses. By funding their own insurance company, businesses gain flexibility and long-term financial advantages. Captives can be structured to provide insurance coverage to a broad range of risks, including general liability, auto, casualty, property, workers’ compensation, […]
If you’ve ever wondered how some businesses manage to keep their insurance costs down while still having solid coverage, captive insurance might be the secret sauce. Simply put, a captive insurance company is like having your own in-house insurance provider, created just for your business and its unique risks. It’s a smart, flexible approach that’s […]
If your company faces challenges obtaining affordable or specialized liability insurance through traditional channels, an RRG might be a smart alternative. These member-owned insurance companies, often viewed as a type of captive insurance, are designed specifically for businesses with similar risks who want more say in how their coverage is structured. One of the biggest […]
