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As health care reform becomes further solidified at the federal and state level, one area of healthcare remains shaky at best: adult dental. In a recent article at Benefits Pro, Gregory & Appel's Susan Rider offered insights and options for business owners trying to decide how dental fits into their benefits programming.

Within the trucking industry specifically, there are many concerned companies keeping an eye on a bill -H.R.2730 - SAFE HAUL Act of 2013 that was quietly introduced into the House of Representatives last July and is currently in committee.

Insurance, similar to other financial products like stocks, bonds, or annuities, has almost always been an optional purchase. No law has really ever obligated anyone in the United States to purchase insurance (until the Affordable Care Act). Surprisingly, up until now, there’d been quite a bit of freedom in the U.S. about your right to buy or not buy insurance.

The Patient Protection and Affordable Care Act (PPACA) continues to stay in the headlines as businesses and everyday consumers have continual questions about what kind of impact the new law will ultimately have on them.

Judging the ACA on its third birthday is like taking a snapshot of a law that’s still relatively immature. The real “meat” of the law hits in about 7 months, in 2014. Along with all of the political headlines, the law includes a lot of new and fairly confusing language.

Back to the future! If you were to go back to 1978 when cafeteria plans were born, then fast forward the tape to now and apply state-of-the-art technology, you would see that we’ve created. We now have an electronic cafeteria plan called an insurance exchange or marketplace. Here is some updated information on what is coming.