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Its can be an interesting macro look at how our culture use and views phrases, words, and ideas over time, and in the above case - the use of the word "Risk" In this case, its pretty remarkable that risk had fairly steady use over time, and then, some where in the 60's, this concept of "risk" began to appear more regularly in our writings.

What is your low hanging fruit? In the past, employers and consumers understood benefits were either offered or not-offered at their organization. In today’s world employers have to change their mind-set and think strategically.

Often, benefits providers and advisors feel like they have to make a choice when designing health plans: lower costs or higher quality healthcare providers and services. In the upcoming issue of Employee Benefit Plan Review, Sheri Alexander discusses how a reference-based benefits strategy can help answer this question in the best way possible: “It doesn’t always have to be a choice.”

Your clients’ freight is valuable. In fact, their freight is so valuable that a large number of organized crime organizations spend a lot of time figuring out how to defeat your security processes so that they can more easily take control of it.

Here are two light videos from Hartford Insurances' Technology Group that give humorous examples of how even a simple keystroke error or carelessness with paper documents can lead to a potentially serious data breach.

As the world of health insurance and employee business gets more and more complicated, benefits providers face the growing difficulty of actually explaining benefits in a way people and businesses understand. I recently addressed this issue in my article, “The New World Reality of Benefits Communication” in the May 2014 edition of Employee Benefit Plan Review.

“Safety is about 10% technical knowledge and 90% how it is communicated to the workforce.” The big secret is that it does not take a huge safety budget to engage employees in the safety process. An effective communications strategy from the management team requires only a few minutes of a manager’s time.