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family enjoying time on a luxury watercraft
6 min read

Protecting Your Assets with a Personal Umbrella Policy

Every day, we're faced with risks in our personal lives. Those who have experienced great career and personal success are unfortunately susceptible to risk factors unique to their lifestyle. Protecting your personal assets, your family's wellbeing and your future earning potential isn't just possible – there are strategies your personal insurance advisor can put in place […]
The U.S. Capitol Building
5 min read

Employee Benefits Provisions in the One Big Beautiful Bill Act

On July 3, 2025, Congress passed a reconciliation bill (the “Reconciliation Act”) previously named the One Big Beautiful Bill Act, but subsequently redesignated “An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14.”  The text of the Act can be found here. The most notable impacts of the Reconciliation Act on […]
eiffel tower in paris on the river with a boat passing flying the French flag
8 min read

Best Practices for International Travel Safety

As the chill of winter gives way to bright sunshine and the sound of birds chirping, it's possible you're one of the millions of Americans planning to travel internationally in 2025. Nearly 2 in every 5 Americans planned international travel last year, with the majority of these trips occurring between the months of May and […]
hands on a table reviewing papers covering a table with graphs and data
4 min read

Comparing Fully-Insured vs. Self-Funded Benefits Plans

Group medical benefit plans typically fall into one of two categories: self-funded or fully insured. The choice of one over the other should not be made arbitrarily. Each type carries its own set of administrative rules and legal constraints, and selecting the right funding structure for your organization requires care and planning. What is Self-Funding? […]
hand placing wedding ring on the finger of their spouse
3 min read

Do I Need to Insure My Wedding Ring?

What items in your home are most valuable to you? Whether we're talking about pure sentimental value or the financial value of a possession, most people would consider their personal jewelry near the top of the list. Whether it's a full collection or just an engagement ring, you may not realize it's not automatically covered under a […]
United States Capitol Building against a blue sky
3 min read

Gag Clause Attestation Deadline: December 31, 2024

The CAA requires health plans and issuers to submit an annual attestation of compliance.
an orange hard hat on the ground with injured worker in background
3 min read

Best Practices For Reporting Workplace Injuries

Knowing how to respond after a workplace injury protects employees – and your business.
nice chairs under palm trees on a beach at sunset
5 min read

Is the Destination Property Insurance Market Softening?

How the early 2024 insurance market could be improving for resort properties.
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