The preferred destination for your insurance needs.

Gregory & Appel’s risk management specialists have covered some of the top timeshare resorts, destination properties and community developments for over 30 years. Our approach focuses on the needs of HOAs, management companies and property owners.

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Ready to help.

If you'd like to learn more about how our team of specialists will address your risk management needs, reach out below.

Protect your paradise.

We help you proactively identify, address, avoid and mitigate risk.
From Hawaii to Florida, G&A helps HOAs and property managers:
  • • Minimize claims
  • • Reduce premiums
  • • Improve risk management procedures
  • • Comply with CC&R documents
  • • Improve coverages
  • • Reduce overall costs
  • • Attract & maintain management contracts

Employee & personal benefits, too.

Identify and address gaps in your employee benefits through tailored, cost-effective risk management strategies.
Attract & retain talent with insights into compensation and provide voluntary benefits that set you apart.
We offer a personalized approach to private client insurance. We’ll be in your corner through it all.

Learn about our process.

Learn how we helped a timeshare client in Florida save money on their premiums by bringing in our own loss control experts during the renewal process.
When you have an advisor who understands the needs of your business, they're better equipped to represent you in the marketplace.

Get actionable insights.

In this comprehensive guide, we break down the key climate-related property insurance concerns for each region of the U.S., providing real solutions.
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Meet your advisor.

Terry Ford

Senior Vice President, Property & Casualty
Gregory & Appel Insurance
Terry is an experienced risk management consultant specializing in enterprise risk solutions for the resort & property management industry. A former attorney, Terry has a passion for creating strong client partnerships.

Gregory & Appel’s risk management specialists have covered some of the top timeshare resorts, destination properties and community developments for over 30 years. Our approach focuses on the needs of HOAs, management companies and property owners.
Terry Ford headshot

Meet your advisor.

Terry Ford

Vice President, Property & Casualty
Gregory & Appel Insurance
Terry is an experienced risk management consultant specializing in enterprise risk solutions for the resort & property management industry. A former attorney, Terry has a passion for creating strong client partnerships.

Gregory & Appel’s risk management specialists have covered some of the top timeshare resorts, destination properties and community developments for over 30 years. Our approach focuses on the needs of HOAs, management companies and property owners.
Terry Ford headshot

Sharing our insights.

Check out at the articles below to see our thought leadership in the destination and resorts properties space.

Optimizing the Insurance 
Bid Process

How to maximize spend and secure the appropriate coverage for your properties.

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Why Are Insurance Premiums 
So High?

What factors impact the market, and how to get the most out of every dollar.

Read More

Why Your Board Needs 
Strategic Partnerships

Learn how we can help you mitigate the risk of directors and officers claims.

Read More

Let's get in touch.

We're ready to help – if you're ready to learn how our team of specialists can support your needs, it's time to reach out.