Protect Your Paradise.

From the first walkthrough to renewal, we help you spot issues early, build a smarter program, and keep your focus on guests and operations.

Your preferred destination for insurance needs.

From the first walkthrough to renewal, we help you spot issues early, build a smarter program, and keep your focus on guests and operations.

We show up with proactive protection.

We meet you where it helps most. On-site visits when they move the needle, and thorough virtual walkthroughs with our risk auditing team when speed matters. Early connectivity lets us spot issues, tighten controls, and start lowering your total cost of risk fast.

Specialty advice for your region and risks.

Mountain resorts, ski lodges, coastal properties, desert destinations…we’ve seen it all and we can help. You’ll get expert guidance for your weather, terrain, seasonality, and amenities, from lifts and snowmaking to pools, spas, and restaurants. Your local realities with national carrier access.

Need coverage? We’ll find it.

If you want it covered, we’ll work to place it. Some protections will cost more or require tighter controls, but our job is to bring you options, explain the tradeoffs, and help you pick the path that fits your goals.

Meet your expert.

Terry Ford

Senior Vice President, Property & Casualty

Terry brings personal advocacy and deep expertise to every engagement. He has held a Property & Casualty license since 2008 and earned the Certified Risk Manager designation in 2015. As a former attorney, Terry has a passion for creating strong client partnerships and his service as a deputy district attorney sharpened his client-first approach and attention to detail. Since joining Gregory & Appel in 2012, Terry has advised resort properties, staffing firms, not-for-profits, manufacturers, and contracting risks, with a unique awareness of the variety of stressors they face. He also serves his community through board roles with Jameson Camp and the CMBC Foundation, reflecting the empathy and steadiness clients rely on

Sharing our insights.

Check out at the articles below to see our thought leadership in the destination and resorts properties space.

Optimizing the Insurance
Bid Process

How to maximize spend and secure the appropriate coverage for your properties.

Why Are Insurance Premiums
So High?

What factors impact the market, and how to get the most out of every dollar.

Why Your Board Needs
Strategic Partnerships

Learn how we can help you mitigate the risk of directors and officers claims.

Ready to help.

If you'd like to learn more about how our team of specialists will address your risk management needs, reach out below.