Protect their progress.

You need an insurance program that keeps learning on track. With Gregory & Appel, you get clear choices and a plan that fits your district or campus budget now and for the future.
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Comprehensive coverage for schools.

From property and liability to cyber, we coordinate coverage, claims advocacy, and hands-on loss control in one program. You get side-by-side modeling of options, clear tradeoffs, and a structure that matches your risk appetite and budget.

Higher-ed specialists, on your side

We understand how colleges and universities operate. Our team connects you with the right insurers and underwriters, builds customized coverage, and brings practical guidance you can take to leadership.

One program, many protections.

You need a coordinated plan across property, liability, cyber, and more. We ask the right questions, align limits and deductibles, and address key exposures including educators legal liability, law enforcement, incidental medical malpractice, abuse and molestation, student travel and foreign exposures, athletics and participant accident, and cyber.

Ongoing support that puts you in control.

You get hands-on loss control and claims advocacy. We review claims regularly, recommend preventive steps, and help you get more value from every dollar. When you want greater budget control, we can model options from guaranteed cost to higher-retention programs and show the tradeoffs in plain language.

Meet your expert.

Andy Brown

Senior Vice President
Andy Brown is a senior vice president and commercial risk management consultant who brings an empathetic ear and an educated perspective to every conversation, offering solid advice in all market conditions. He spent 12 years with a large global insurer before joining Gregory & Appel in 2001. Today he serves on the Board and is a part owner, pairing personal service with the accountability clients expect. His specialties include commercial risks, large retention programs, and public tort limits. Credentials include the Accredited Advisor in Insurance designation and active Property & Casualty licenses in Indiana, Illinois, and Missouri. Andy also gives back through service with Happy Hollow Children’s Camp and the Crossroads of America Boy Scout Council.

Ready to help.

If you'd like to learn more about how our team of specialists will address your risk management needs, reach out below.