Captives & Risk Retention Groups

The benefits of a captive or risk retention group program are dependent on proper structuring and type of industry, making it critical to partnering with an expert in alternative risk.

Our G&A Alternative Risk unit helps clients join, create or grow risk retention groups and captive programs and effectively craft customized coverage terms.

In traditional commercial insurance, a client pays premiums to an insurance carrier who then bears risk for premiums paid. With an alternative risk scenario, such as a captive or risk retention group, a client pays a similar premium but also has the opportunity “earn back” those premiums with investment income—if they have good loss experience. This offers the client stability associated with long-term cost of risk.  We’ve written potential distributions to clients approaching $10 million.

Captives & risk retention groups work favorably in certain industries, and our experienced team can help you determine whether Alternative Risk is the best approach for your organization.


Onshore and Offshore Captive Consultation

Risk Retention Group Design & Formation

Captive Insurance Placement

Multi-State & International Capabilities

Your Team

Shawn Buehnerkemper

Vice President, Property & Casualty

317.686.6435 |

Keith Corder

Director of Surety

317.352.3373 |

Brad Dumbauld

Sr. Vice President, Property & Casualty

317.686.6483 |

Susan Rider

Vice President, Employee Benefits & Human Capital Strategies

317.686.6459 |

Lacey Robinson

Sr. Vice President, Employee Benefits

317.686.6493 |

G & A university

Itís an evolving insurance marketplace with continually emerging trends. Thatís why we created G&A University. Our seminars provide ongoing education and training for HR professionals, business owners, CEOs, and CFOs. G&A University seminars offer the latest insight ranging from compliance and population health-related trends to business insurance and risk management topics.

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Upcoming Seminar

OSHA 10-Hour Certification

October 29 - 30, 2019 - Gregory & Appel - Rhonda Wentworth

Gregory & Appel Insurance is pleased to offer OSHA 10-Hour Certification for General Industry. This course is designed...