Ready to control your insurance costs?

In The Distributor's Guide to Captives, hear experiences from real captive members in your industry.

Learn how your business could:

Pay less in premiums

Access loss control resources

Improve organizational safety

Earn investment income

Get Your Copy

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Gregory & Appel is a proud AD Preferred Service Provider.

High Return on Investment

Our program represents one of the highest return to member advantages of any AD partnership. Know you're maximizing every dollar you spend.

Fiercely Independent

Unlike firms who answer to private equity & external stakeholders, we make the decision that's right for our clients. Every time.

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Meet your distributor captive expert.

Brad Dumbauld has decades of experience guiding distributors just like you through alternative risk solutions, like captives.

He’s a thoughtful, dedicated risk advisor, who’s known as a champion for his clients and pairs organizations with the right solution to meet their unique needs.

Want to learn more about captives?

Interested in the idea but have some questions first? Take a look at the articles below to learn more about captives.

Captives 101: What is Captive Insurance?

In this comprehensive guide, learn about the different types of captives, the benefits of captive insurance, and more.

What is Group Captive Insurance?

Learn about group captives, their benefits over traditional insurance and what types of businesses should consider alternative risk.

Captives vs. Risk Retention Groups

Here we define risk retention groups and explain how they are different from traditional insurance and captive insurance.