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Umbrella insurance

At Gregory & Appel, we believe commercial insurance is more than a commodity. A properly tailored insurance program can guard against gaps in coverage. Our team of dedicated service professionals takes a consultative approach. Their analysis, advice, and deep understanding of risk management programs results in a comprehensive plan for your organization.

When you work with our team, we analyze your needs and exposures, set priorities and objectives, and conduct a thorough pre-underwriting process. We then pair you with the carrier partner whose coverages best fit your business objectives. Throughout our relationship, we evaluate the effectiveness of our programs and adjust as needed to continually improve your insurance plan.

Coverages

• Aggregate same as primary
• Excess: EBL, Foreign, Liquor, Professional
• Proper Primary Limits
• Umbrella vs. Excess