Captives & Risk Retention Groups

The benefits of a captive or risk retention group program are dependent on proper structuring and type of industry, making it critical to partnering with an expert in alternative risk.

Our G&A Alternative Risk unit helps clients join, create or grow risk retention groups and captive programs and effectively craft customized coverage terms.

In traditional commercial insurance, a client pays premiums to an insurance carrier who then bears risk for premiums paid. With an alternative risk scenario, such as a captive or risk retention group, a client pays a similar premium but also has the opportunity “earn back” those premiums with investment income—if they have good loss experience. This offers the client stability associated with long-term cost of risk.  We’ve written potential distributions to clients approaching $10 million.

Captives & risk retention groups work favorably in certain industries, and our experienced team can help you determine whether Alternative Risk is the best approach for your organization.

Specialties:

Onshore and Offshore Captive Consultation

Risk Retention Group Design & Formation

Captive Insurance Placement

Multi-State & International Capabilities

Your Team

Shawn Buehnerkemper

Vice President, Property & Casualty

317.686.6435 |

Keith Corder

Director of Surety

317.352.3373 |

Brad Dumbauld

Vice President, Property & Casualty

317.686.6483 |

Kathy Kebo

Sr. Risk Advisor, Property & Casualty

317.686.6438 |

Mark Lambert

Senior Benefits Consultant

317.352.3325 |

Susan Rider

Benefits & Human Capital Consultant

317.686.6459 |

Lacey Robinson

Sr. Vice President, Employee Benefits

317.686.6493 |