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Personal Umbrella/Excess

Also known as excess liability, a personal umbrella policy is designed to provide coverage in the event of a catastrophic claim, lawsuit, or judgment. Determining how much coverage you need depends on many factors, including: the value of current and future assets; the number of vehicles and drivers in your household, especially teenagers; and any other activity that puts you at greater risk.


Reba Ericksen began her insurance career in Atlanta Georgia working for an international brokerage firm. After she and her family relocated to Indiana, she joined Gregory & Appel as the manager of the then newly formed personal insurance division. Today she serves as a Senior Vice President with an expertise in upscale personal products.   
Mark has 24 years in the insurance industry, specializing as an agent in personal lines. He has served on several agent advisory councils for regional and national insurance companies. Mark holds a B.S. degree from Marian College and a M.S. from Indiana University.   
Did you know?
Gregory & Appel has been in 10 different office buildings and never left downtown Indianapolis.