The preferred destination for your insurance needs.

Gregory & Appel’s risk management specialists have covered some of the top timeshare, resort and community developments for over 30 years. From property & casualty to employee benefits and even personal insurance, we do it all.

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Protect your paradise.
We help you proactively identify, address, avoid and mitigate risk.
From Hawaii to Florida, G&A helps HOAs and property managers:
  • • Minimize claims
  • • Reduce premiums
  • • Improve risk management procedures
  • • Comply with CC&R documents
  • • Improve coverages
  • • Reduce overall costs
  • • Attract & maintain management contracts

Employee & personal benefits, too.

Identify and address gaps in your
employee benefits through tailored,
cost-effective risk management strategies.
Attract & retain talent with insights into
compensation and provide voluntary
benefits that set you apart.

We also offer home & auto and personal coverage for your prized assets. We’ll be in your corner through it all.

Learn about our process.

Meet the team.

Terry Ford
Terry is an experienced risk management consultant specializing in enterprise risk solutions for the resort & property management industry. A former attorney, Terry has a passion for creating strong client partnerships.
Scott McGinness
Scott has been supporting clients in the resorts & timeshares industry for over three decades. His definition of risk management goes far beyond just placing coverage: he really listens to his clients, helping them pave a strategic road ahead.
Matt Stauffer
Matt is a senior risk advisor who takes pride in helping organizations improve their bottom line through tactical risk management. He provides clients with hands-on support, finding ways to lower costs & improve coverages.

Let's get in touch.

We're ready to help you make decisions in the face of risk so you can focus on what matters: helping your people and your business prosper.
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