Employee Benefits Insurance

G&A is proud of our own Alma Shireman, representing us at the inaugural Polar Pedal. Trying something new, the Mayor of Indianapolis hosted (and rode in) a "Start the Year" event involving a 12.2 mile ride around downtown Indianapolis, not far from G&A Headquarters

For over 20 years, America’s Health Rankings has been tracking the state of our nation’s health by studying numerous health measures to compile a comprehensive perspective on our nation’s health issues, state by state. This post has a link to the site - you can search the rankings to discover little known facts and statistics, and find out how you can take action and become an advocate for improving our State's health.

One of the most closely-watched aspects of the PPACA is a provision requiring insurers to spend a set proportion of premium dollars on patients’ care and quality-improvement efforts — 85% for large groups or 80% for individual and small-group plans. If an insurer doesn’t hit the mark with this “Medical Loss Ratio” (MLR), it has to refund the difference to consumers in a rebate. However, fees and commissions paid to Brokers and Agents are included in the “Administrative” side of the MLR calculation. This will probably cause significant reduction in the size and type of fees paid to agents, which will then reduce the scope of agent and broker services.