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Life Sciences/Technology

Gregory & Appel is the sole Indiana insurance agency member of TechAssure, an organization of leading insurance agencies specializing in serving Life Science and Technology companies and the Venture Capital firms that back them.

Through our TechAssure involvement, we collaborate with the best and brightest insurance professionals worldwide to develop superior risk management solutions for emerging twenty-first century companies.

Client Anecdote: Our client, a nutraceutical company, launched a new product. As their insurance provider, we considered several issues, including those presented by conducting clinical trials, warehousing and shipping, and the upcoming media exposures from a direct to consumer TV marketing campaign. After assessing the marketplace we found the best rates and policy coverages for a difficult market segment. As a result of our coverage solutions, our client was able to focus on growing their business without risk management concerns.

Life Sciences

Life Science companies have specialized risk management needs. A strong understanding of the life sciences industry and its challenging regulatory environment are critical for tailored insurance programs. Our involvement in this sector and close relationships with major carriers who serve it, allow us to properly cover life sciences firms.


  • Product Liability
  • Human Clinical Trials & Medical Expense Coverage
  • Errors & Omissions for CRO’s & CMO’s

For the following Industries

  • Medical Device Manufacturing
  • Pharmaceutical
  • Biotechnology
  • Nutraceutical


Technology risks must be well explained to underwriters in order to provide proper coverage. As an executive at a growing firm, you shouldn’t have to walk your insurance broker through your business model. At Gregory & Appel, we work with underwriters to design innovative programs.


  • Directors & Officers
  • Employment Practices
  • Errors & Omissions
  • General Liability

For the following Industries

  • Software
  • E-Commerce
  • Online Content Providers
  • Web Development
  • Hardware Manufacturers
  • Telecommunications
  • Federal and State Government Contractors
  • Application Service Providers
  • Nanotechology
  • CleanTech

Products & Services




Steve is a fourth-generation Appel to join Gregory & Appel Insurance. Besides his work in areas of Corporate Development for the firm, he focuses on the areas of Venture Capital/Private Equity, Technology and Life Sciences, and other emerging growth companies.

He is a board member of TechAssure, an organization of twenty-two worldwide insurance brokerage firms, located in 7 countries, that serve over 4,000 industry clients in technology and life science. TechAssure is the exclusive managing partner of the VentureInsure insurance program for the National Venture Capital Association.

Prior to joining Gregory & Appel, Steve worked in Southern California for a government & public relations firm. He also worked for a Santa Monica, CA-based middle market investment bank that was a portfolio company of a Venture Capital fund. Previous to that he also served in Washington DC as the Legislative Director and Press Secretary for U.S. Congressman Frank Riggs, (CA-01). He graduated from Rollins College and has an MS in Marketing Communications from Northwestern University.

Steve participated in the Stanley K. Lacy Leadership program. He is a past President and current member of the ACG-Indiana board of directors, and a past board member of the International School of Indiana and Happy Hollow Camp. He is married with two children.

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