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Commercial Insurance

• Whistleblower Protections: What Employers Need to Know   |   June 30, 2009
  The Occupational Safety and Health Act (OSH Act) is designed to regulate employment conditions relating to occupational safety and health and to achieve safer workplaces throughout the United States. The Act provides a wide range of substantive and procedure rights for employees and representatives of employees, and recognizes that effective implementation and achievement of its goals depends upon the active and orderly participation of employees.  read more
• Layoff Cautions for Employers   |   June 22, 2009
  In an attempt to save money while the economy is a bit of a slump, many employers are trimming their workforce. Along with this attempt to save money comes the inherent risk of being sued by a terminated worker. Employees may claim that their dismissal was discriminatory, or among other things, that it did not comply with the Worker Adjustment and Retraining Notification (WARN) Act in which employers covered by the Act must provide 60 days notice before a mass layoff or plant closing.  read more
• Employment Practices Liability Insurance   |   June 21, 2009
  From the moment that you start the pre-hiring process until the exit interview, you are vulnerable for a lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called Employment Practices Liability that protects against wrongful termination, discrimination (age, sex, race, disability, etc.) or sexual harassment suits from your current, prospective or former employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities.   read more