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Higher Education

Our commercial insurance service professionals properly tailor programs for universities and colleges. Our consultative approach to risk management can prevent gaps in coverage.

When you work with our team, we analyze your needs and exposures, set priorities and objectives, and conduct a thorough pre-underwriting process. We then pair you with the carrier partner whose coverages best fit your business objectives. Throughout our relationship, we evaluate the effectiveness of our programs and adjust as needed to continually improve your insurance plan.

Client Anecdote: A private university client of Gregory & Appel acquired a foreign campus in a country that had experienced a major international event. Due to the potential threat of terrorism, the available insurance markets were limited. Through our carrier relationships we were able to secure insurance and roll the foreign campus into the university’s overall risk management program. Our client is covered at home and abroad.

Products & Services

Andy J. Brown
With 20 years in the insurance industry, Andy specializes in commercial risks including standard and alternative risk transfer programs. He offers strong experience and knowledge to public entities, manufacturers, distributors and not-for-profit organizations. He serves on the Risk Management Committee of the Crossroads of America Boy Scouts and holds the civic and social service chair of the Crossroads of America Council. Andy is also a CPCU candidate. Andy earned his B.S. in business administration from Mississippi State University and is a Licensed Insurance Agent.   
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Scott McGinness
Scott has 30 years experience in the insurance industry as an underwriter and producer. He specializes in commercial risks in education, resort management and manufacturing and contracting operations. He’s developed commercial insurance programs for state and national associations. Scott serves on the Risk Management Committee for Butler University and has earned designations for Certified Insurance counselor (CIC), Certified Risk Manager (CRM) and is completing his Certified School Risk Manager (CSRM) designation. He serves on the board of advisors for Our Lady of Grace Monastery, St. Paul Hermitage and the Benedictine Inn. He has a BS degree in Business Administration from Ball State University, and is a licensed agent.   
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Bob Miller
Bob Miller joined the Gregory & Appel organization in March 2004 as a Senior Consultant. Prior to joining Gregory & Appel, Bob held a similar position at a large multi-national brokerage/consulting firm. He has direct experience in the automotive manufacturing, retail, insurance and service industries. He is active in the areas of compensation, benefits and human resource management, is an adjunct professor at IUPUI, has published articles in national and regional publications, and is a frequent speaker at employee benefits and human resources associations. He is certified as a Senior Professional in Human Resources (SPHR) from the Society of Human Resources, a Certified Compensation Professional (CCP) from WorldatWork (formally American Compensation Association), a Certified Group Benefits Disability Specialist (GBDS) from National Underwriter Company and member of National Health Underwriters Association and is a licensed agent in the State of Indiana.   
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